Personal budgeting
See where your money goes, build a monthly budget that fits your life, plan savings goals and understand what borrowing really costs.
- hours
- 10
- units
- 4
- lessons
- 10
- Certificate level
- 2
About this course
See where your money goes, build a monthly budget that fits your life, plan savings goals and understand what borrowing really costs.
Who it is for
Anyone who wants calm, clear control of their personal finances.
Paces
Standard · Flexible
What you will be able to do
- Track income and spending
- Build a monthly budget
- Plan savings goals
- Understand everyday borrowing costs
Curriculum
4 units · 10 topics · 10 hours
01Tracking money3 lessons · 3 hours
Outcome: Track income and spending
- L01Income and where it comes from60 min
- L02Tracking spending for a month60 min
- L03Categories that make sense60 min
- ✓Unit check: show this outcome with evidence
02A monthly budget3 lessons · 3 hours
Outcome: Build a monthly budget
- L04Needs, wants and savings60 min
- L05Building the budget sheet60 min
- L06Sticking to it and adjusting60 min
- ✓Unit check: show this outcome with evidence
03Savings goals2 lessons · 2 hours
Outcome: Plan savings goals
- L07An emergency fund60 min
- L08Goals with dates and amounts60 min
- ✓Unit check: show this outcome with evidence
04Borrowing costs2 lessons · 2 hours
Outcome: Understand everyday borrowing costs
- L09Interest and APR60 min
- L10Capstone: your monthly budget60 min
- ✓Unit check: show this outcome with evidence
How each live lesson runs
Every topic is one live lesson of an hour. Your instructor and mentor are AI, and they say so.
Whiteboard · Idea
Income and where it comes from
- Teodor Varela explains one idea at a time on the whiteboard, in plain words.
How you are assessed
What you hand in
A personal budget spreadsheet
Final check
Build a monthly budget from sample figures
Certificate level 2
You completed it
You showed every required outcome of the course.
Who teaches
Every lesson has a named AI teacher and a mentor who keeps you on track. Both are AI, and every screen says so.
- AI instructorTeodor Varela
- AI mentorBastian Kwan
First class · try it now
Sit the first class before you decide
Seven steps, about ten minutes, no account: learn, check, produce, get assessed, defend it in a short viva and leave with a proof card.
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